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Disadvantaged Business Enterprise Support Services (DBE/SS) Program

The Disadvantaged Business Enterprise Supportive Services (DBE/SS) Program is one that has been consistently operated as an adjunct to the Disadvantaged Business Enterprise (DBE) program; statutory authorization exists for the Federal Highway Administration's (FHWA) implementation of the program. The primary purpose of the DBE/SS is to provide training, assistance, and services to minority, disadvantaged, and women business enterprises so as to increase their activity in the program, and to facilitate the firms' development into viable, self-sufficient organizations capable of competing for, and performing on federally assisted highway projects.

The DBE/SS program is designed to contribute to the growth and eventual self-sufficiency of certified DBE firms by providing assistance in the acquisition of skills and the identification of resources so that the firms can ultimately compete on an equal basis for contracts and subcontracts without the assistance of the DBE program.



Loan Programs Available for DBEs:

Program Provided By Purpose Eligibility
Short Term Lending Program (STLP) US DOT Office of Small and Disadvantaged Business Utilization (OSDBU) Provide revolving lines of credit to finance accounts receivable arising from transportation-related contracts. Provide financial services to disadvantaged and woman-owned enterprises
Micro Loan Program State of Alaska, Division of Investments To promote economic development in Alaska by helping small businesses access needed capital. Loans may be made for working capital, equipment, construction or other commercial purposes for a business located in Alaska.
  • See website for more information.
Microloans Provided by U.S. Small Business Administration Microloans can be used for a variety of purposes that  help small businesses expand. Use them when you need less than $50,000 to rebuild, re-open, repair, enhance, or improve your small business. Microloans are available through certain nonprofit, community-based organizations that are experienced in lending and business management assistance. Individual requirements will vary.
504 Loan Program Provided by U.S. Small Business Administration The 504 Loan Program provides long-term, fixed rate financing for major fixed assets that promote business growth and job creation. (Non-Profit) Operate as a for-profit company in the United States or its possessions.
  • See website for more information.
7 (a) Loans Provided U.S. Small Business Administration
  • Short-and long-term working capital
  • Refinancing current business debt
  • Purchasing and installation of machinery and equipment
  • Purchasing furniture, fixtures, and supplies
Some businesses may not qualify for a 7(a) loan. Read more about Terms, conditions, and eligibility.
2:1 Partnership Microloan Program Provided by Kenai Peninsula Economic Development District, Inc. Support economic development purposes including working capital, inventory acquisition, machinery, equipment, construction, installation and renovation of commercial and industrial development that intends to increase permanent jobs. See website for more information.


DBESS classroom presentation with listeners DBESS projection and speaker with listener DBESS dining and drink presentation with listeners